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Travel Insurance: Airline vs. Insurance Services of America – Why We are the Better Choice Thumbnail

Travel Insurance: Airline vs. Insurance Services of America – Why We are the Better Choice

When planning a trip, one important aspect that should not be overlooked is travel insurance. It acts as a safety net, protecting you against unforeseen circumstances that may disrupt your travel plans. While airlines often offer their own travel insurance options, a wise decision would be to purchase it from a trusted insurance agent such as Insurance Services of America. In this blog post, we’ll compare travel insurance purchased from the airline with that purchased from an insurance agent, highlighting the reasons why the latter is a superior choice.

1. Comprehensive Coverage Options: One of the significant advantages of purchasing travel insurance from Insurance Services of America is the availability of comprehensive coverage options. Our travel insurance specialists work with multiple insurance providers, giving you access to a range of policies that can be tailored to your specific needs. Whether you require medical coverage, trip cancellation/interruption protection, or baggage insurance, an insurance agent can assist in selecting the most suitable policy that covers all your requirements. In contrast, airline-provided travel insurance often offers limited coverage and may not cater to all your individual needs.

2. Unbiased Advice: When purchasing travel insurance directly from an airline, it’s essential to remember that their primary objective is to sell their own products. Consequently, they may prioritize their own interests over what’s best for you. Conversely, our travel insurance specialists have a fiduciary duty to act in your best interest. They provide unbiased advice, carefully considering your unique circumstances and travel plans, and recommend the most appropriate insurance options available in the market. This ensures you get the coverage you need without being swayed by self-serving airline policies.

3. Personalized Customer Service: Insurance Services of America excels in delivering personalized customer service, focusing on building long-term relationships with our clients. We take the time to understand your concerns and answer any questions you may have, guiding you through the process of selecting the right travel insurance policy. With expertise and industry knowledge, our travel insurance specialists can explain complex policy details in a clear and understandable manner. On the other hand, airlines may not offer the same level of personalized service, leaving you with limited guidance and support.

4. Flexibility and Customization: Travel plans can vary significantly from person to person. Insurance Services of America understands this and provide the flexibility to customize your coverage accordingly. Whether you have unique destination requirements, a pre-existing medical condition, or specific travel activities in mind, our travel insurance specialists can find policies that accommodate your needs. On the contrary, airline travel agents tends to have standardized policies that may not offer the necessary flexibility or customization options.

5. Claims Assistance: In the unfortunate event that you need to make a claim, Insurance Services of America acts as your advocates throughout the process. We have experience dealing with insurance claims and can guide you on the required documentation and procedures. Additionally, we can help resolve any disputes or issues that may arise during the claim settlement. This personalized support is often lacking when dealing directly with the airline, making the claims process more complicated and time-consuming.

Conclusion: While airlines may offer travel insurance as an add-on during the booking process, Insurance Services of America provides comprehensive coverage options, unbiased advice, personalized customer service, flexibility, and customization, as well as valuable claims assistance. By choosing Insurance Services of America, you can ensure you have the right coverage tailored to your specific needs, allowing you to travel with peace of mind.

Remember, travel insurance is an essential investment in safeguarding your travel plans, so it’s crucial to make an informed decision. Call us at (800) 647-4589 or email us at [email protected] to find the best travel insurance policy that suits your needs, ensuring a worry-free travel experience.

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Insurance Services of America Awarded Best of Gilbert 2016

Insurance Services of America Receives 2016 Best of Gilbert Award

Gilbert Award Program Honors the Achievement

GILBERT June 9, 2016 — Insurance Services of America has been selected for the 2016 Best of Gilbert Award in the Business Services category by the Gilbert Award Program.

Each year, the Gilbert Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Gilbert area a great place to live, work and play.

Various sources of information were gathered and analyzed to choose the winners in each category. The 2016 Gilbert Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Gilbert Award Program and data provided by third parties.

About Gilbert Award Program

The Gilbert Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Gilbert area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.

The Gilbert Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community’s contributions to the U.S. economy.

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Take Steps to Safeguard Yourself Before Leaving on Vacation

Not all vacations will work out smoothly, but there are several things you can do that will increase the likelihood that they will. Make a list of things to do before you board that plane or ship and make sure you have everything squared away before leaving.

Things to Do Before Leaving on Vacation

Making sure you packed your tooth brush is only one of the many things you need to do before heading out on vacation. Passports, identification, and making sure you have US citizen travel insurance should also be on that list – especially if you’re heading out onto foreign soil. However, there are some things that are not tangible that need to be added as they will help you get the most out of your visit.

Search the Locale for Entertainment

A lot of people will head out on vacation with a primary goal in mind. For example, many will visit Germany to sample the beer or indulge in real Italian food in Rome. However, searching the Internet for museums, tours and other entertainment near where you’ll be staying, you might get more out of the experience. You may find shops and points of interest that you didn’t even knew existed.

Read Recent News of the Area

Recent news of any particular area can give you an idea of what to expect when you arrive. This is especially beneficial if you’re traveling to areas near war zones or political unrest. It can also be beneficial for finding local and cultural events that are taking place. Not every country shares the same holidays, and you might find that you’re visiting a location that is currently celebrating an event. You can immerse yourself within the populace and learn a great deal about the local customs from such a visit.

Look at Seven-Day Weather Forecasts

Weather can be detrimental to a wide range of vacation experiences. For instance, it might be hard to get safely onto a surf board in Australia if the rain fall is similar to a tsunami. Knowing what the weather patterns are like can prevent you from scheduling an itinerary that can be spoiled by Mother Nature. It’ll also help you to pack your suitcases according to what can be expected.

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Are There Opportunities for Seniors to Volunteer Overseas?

Many seniors have years of active life ahead of them and would like to help in areas where they can be useful. There are several interesting opportunities that may require you to live overseas for an extended period. Long term travel insurance will protect you from health and travel risks.

Volunteer Vacations for Seniors

After retirement, many people look for opportunities to make a difference in underdeveloped countries. They may be participating in a volunteer program to teach English, or they may work in organic farms in Italy. Senior citizens often have a lot of knowledge and energy to devote to volunteerism abroad. Older volunteers generally favor altruistic projects such as care giving and teaching, which is extremely useful. There are also archaeological and nomad projects for those with historical or cultural interests. No one needs to take risks with their health or possessions if they have long-term travel insurance.

Volunteer Opportunities

Many organizations, such as NGOabroad, arrange volunteer programs for seniors. They match your skills to the needs. For example if you are good at sewing, car mechanics or IT, there are people who can learn from you. There are also many opportunities for people who are not doctors or teachers. Law, finance and business acumen are just a few of the skills people in underdeveloped countries need to get out of poverty.

What Can Be Covered?

Once you select the volunteer program you want, it’s important to check that the country or countries where you plan to live are covered in the policy. There are policies that only cover Europe and some that cover worldwide. Countries that the U.S. government considers dangerous to visit may not be covered. A pre-existing medical condition is not usually included in standard policies, but you can request it to be covered. It’s also recommended to cover possessions such as electronic items, because volunteer work requires an extended stay, so you may be taking more things than you would on an ordinary vacation.

Plan Ahead and Save Money

With a wide selection of volunteer programs available for seniors oversees, you’re sure to find one that suits your skills and interests. It is recommended to take the time to look into long-term travel insurance. Medical bills alone could cost you a small fortune if you are not covered.

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Babies on a Plane


In a split second, everything you know about the safety of air travel can change.

That’s what happened to the 114 passengers on a United Airlines flight this past President’s Day.

Unexpected turbulence hit mid-flight, catching even the crew off guard. People went flying, two passengers were sent to the hospital, and the mother of an infant was unable to hold on to her baby in her lap — other passengers reported her heartbreaking cries as she called out for her little one in the chaos that followed. Read More »

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Taking A Pet Overseas

If you decide to take your pet with you when you go abroad, check with the embassies of the destination countries as to specific requirements that must be met before a pet may be brought into the country. Many countries have strict health, quarantine, agriculture, wildlife, and customs requirements and prohibitions. The Department of State has compiled a list of foreign embassies and consulates but their contact information may also be found on the Country Specific Information for each country.

In a crisis in which chartered or military aircraft or ships are used to evacuate U.S. citizens from a danger area, pets will not normally be permitted on the carrier. The pet owner will need to make other arrangements to remove the pet from the area. (Service animals, such as guide dogs, are not considered pets and will be accommodated if possible.)

Copyright © 2013, U.S. Department of State

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The Safest Seat on a Plane

Something you may not know about this past weekend’s airplane crash is that as Asiana flight 214 came in for a landing at San Francisco’s International Airport, the flight attendants were conducting what’s known as a 30 second review. A 30 second review is a silent review of emergency procedures anytime a flight attendant occupies his or her jumpseat. Flight attendants are trained to get passengers off of an aircraft within 90 seconds after the plane comes to a complete stop. Sara Nelson, Vice President of the Association of Flight Attendants, says in an evacuation every second counts, “That entire fuselage can burn up in 90 seconds so if you have wasted 10 or 15 seconds as everyone else is getting off the plane, you’re potentially putting a fourth of the airplane in jeopardy of losing their lives in that scenario. That’s how serious this is.”

I know you’ve heard it before: “Flying is one of the safest things you can do.” And this past weekend’s crash with 305 of the 307 passengers surviving helps to prove that. According to an article by, you have a one in 1.2 million chance of being involved in a plane crash. If you did happen to be on that one in 1.2 million flight, you have a 95.7 percent chance of surviving it. Amazing, right? Flight attendants go through approximately six weeks of initial training, depending on the airline and 90 percent of their training is based on the safety aspects of flying. Everything from emergency evacuations to emergency medical care is covered and there is yearly training to keep flight attendants up to date and refreshed.

Surviving a plane crash comes down to surviving the initial impact and getting out fast. With this in mind, what can you do to up the odds of survival and is there a “safer” place to sit on a flight?

Find out what the safest seat on a plane is here!

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Health Care Around the World

Ever wondered how health care around the world differs? The Harvard School of Public Health and Harris Interactive conducted a survey that asked U.S. citizens whether their country had the best health care system in the world. Overall, 45 percent of the respondents believed that the U.S. did in fact have the best system, but when the results were broken down by political party affiliation, the differences were stark. Sixty-eight percent of Republicans claimed U.S. superiority, compared to only 32 percent of Democrats.

More than half of Democrats — 52 percent — believed that other countries had better health care systems, a belief shared by only 19 percent of Republicans (the remainder of participants claimed not to know). Participants from both parties admitted that the U.S. was particularly weak in factors like making sure everyone had affordable health care and controlling health care costs [source: Harvard School of Public Health].
In the contentious debate about health care reform, the U.S. system is often compared to other systems around the world. Some are concerned that the U.S. spends twice as much per person, while others are willing to pay that price to have choice of providers and shorter waiting times. Myths abound about what health care is actually like in other countries, so let’s go around the world and see for ourselves.

Read the entire article about health care around the world here.

Read Our Latest Landing Gear | Insurance Services of America Thumbnail

Read Our Latest Landing Gear | Insurance Services of America

Read Our Latest Landing Gear-February 2013 | Insurance Services of America

May ISA help you by protecting your employees or career missionaries working in any “hot spot” or any place else in the world?

War & terrorism, accidental death and emergency medical protection is not a luxury but a necessity for anyone travelling to or working in hostile regions of the world. Many health insurance organizations offer plans to protect employees and their support staff in places likeAfghanistanIraq and the Horn of Africa, but fail to deliver when an emergency arises.

Most corporations are unaware that their employees are exposed thinking that their current coverage includes adequate services.

Read it here!