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Renew or Repurchase Your Insurance

Ready, Set, Renew!

Been there? Done that? Ready, set, renew! If you’ve purchased insurance from us in the past and need to simply extend current coverage or reapply for a new plan, this is the place for you. The insurance plans are listed alphabetically and include visitor insurance, travel insurance, and short-term US health insurance plans.

To extend current coverage, click the “Renew” link and you’ll see instructions and a form to renew your plan. Please have your plan ID number available.

To buy a plan you’ve used in the past though are not currently using, or a plan that is not renewable, you will need to reapply for coverage. Click the “Get Quote and Apply” link to get started.

If you can’t find what you’re looking for or have questions, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.

Atlas America International Travel Medical

Budget-friendly medical insurance for foreign nationals visiting the US. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer.

Atlas America International Travel Medical Overview

Eligibility*

Only non-US citizens who are at least 14 days of age are eligible for coverage inside of the US, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $150,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • Competitive Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas International Travel Medical

Budget-friendly medical insurance for US and non-US citizens for coverage outside of their Home Country. COVID-19/SARS-CoV-2 ARE Covered! You have the freedom to choose any doctor, coverage from 5 to 364 days, and no medical questions to answer. Instant international health insurance for travel outside of the US. Print your ID cards and proof of insurance from your printer. This plan satisfies all visa requirements.

Atlas International Travel Medical Overview

Eligibility*

US and non-US citizens who are at least 14 days of age are eligible for coverage outside of their Home Country, under this plan. Individuals age 70 to 79 as of the Certificate Effective Date are subject to a $150,000 Overall Maximum or less. Individuals age 80 and over as of the Certificate Effective Date are subject to a $10,000 Overall Maximum. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
    • Guaranteed issue!—no health questions!
    • Covers COVID-19/SARS-Cov-2
    • Coverage from 5 to 364 days.
    • No Age Limits
    • Competitive Rates
    • Choice of 6 Medical Maximums up to $2,000,000
    • In & Out of Hospital Benefits
    • Choice of 7 Deductibles (NO deductible option)
    • 100% Coverage after your deductible up to the policy maximum
    • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
    • Emergency Medical Evacuation
    • Repatriation of Mortal Remains
    • Accidental Death ($25,000)
    • Purchase on-line application & print ID card
    • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Atlas MultiTrip

Annual frequent traveler medical insurance. Features up to $1,000,000 medical maximum and $1,000,000 emergency medical evacuation benefits for international trips up to 30 or 45 days. COVID-19/SARS-CoV-2 ARE Covered!

Atlas MultiTrip Overview

Eligibility*

US citizens or foreign nationals who are at least 14 days old, enrolled in a primary health insurance plan in their home country, and are traveling outside their home country are eligible under Atlas MultiTrip. COVID-19/SARS-CoV-2 ARE Covered!

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Covers up to either 30 or 45 days per trip (no limit to number of annual trips)
  • No Age Limits
  • Competitive Annual Rates
  • Coverage up to $1,000,000
  • In & Out of Hospital Benefits
  • Only a $250.00 Deductible
  • 100% Coverage after your deductible
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Beacon Travel Medical Plan

The Beacon offers the most comprehensive schedule of benefits available in today's travel medical insurance market and all at an affordable price. The Beacon policy maximums are the highest offered among all of our various travel medical products. Don’t leave home without it!

The Beacon Travel Medical Plan Overview

Eligibility*

Anyone more than 14 days old who travels outside of their home country should be protected with the Beacon Series. If you are a US citizen, your home country is always the US. If you are a non-US citizen, your home country is the location of your principal residence and where you receive mail at the time of your
application for insurance.

 

Highlights and Benefits for Beacon Travel Medical Plan

  • Up to $2,000,000 policy maximum (for travel outside of the US)
  • Up to $1,100,000 policy maximum (for travel inside of the US)
  • $0 deductible option
  • In and out of hospital benefits
  • Emergency Medical Evacuation
  • Accidental Death and Dismemberment
  • Accidental Dental coverage
  • Trip Interruption
  • Third Party Liability
  • Trip Delay/Missed Connection
  • Optional Extreme Sports Rider
  • Terrorism coverage
  • This plan can be renewed up to 730 days
  • Plus more!

State and Country Restrictions*

The Beacon is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

The Beacon is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Cavalry Travel Insurance

Our “Cavalry” has the best evacuation protection along with top of the line emergency medical coverage. Unlike most of our competition, the “Cavalry” can evacuate you ALL THE WAY HOME plus provides more than 2 dozen other travel insurance benefits. The administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Cavalry Travel Insurance Overview

Eligibility*

US Citizens or legal residents traveling inside or outside the US wanting high end benefits in travel insurance.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Evacuation and rescue services from your point of emergency all the way home
  • $100,000 Emergency Medical Sickness and Accident Coverage
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Covered (if insurance is purchased within 14 days of the initial trip deposit)
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Mortal Remains Transportation
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Cavalry Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Cavalry Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Cavalry Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Cavalry Travel Insurance is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Day Tripper Group Travel Medical

Group travel medical insurance for groups of 5 or more people traveling in or out of the US.
NOTE: Once you purchase, check out our exclusive "Know Before You Go" email!Now covers COVID-19/SARS Cov-2!

Day Tripper Group Travel Medical Overview

Eligibility*

Groups of US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country are eligible under Day Tripper Group Travel. Now covers COVID-19/SARS-Cov-2! 

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Covers COVID-19/SARS-Cov-2
  • Coverage from 5 to 364 days.
  • No Age Limits
  • Competitive Rates
  • Choice of 6 Medical Maximums up to $2,000,000
  • In & Out of Hospital Benefits
  • Choice of 7 Deductibles (NO deductible option)
  • 100% Coverage after your deductible up to the policy maximum
  • NO Urgent Care Center Co-Pay (outside USA-$15 inside USA)
  • Emergency Medical Evacuation
  • Repatriation of Mortal Remains
  • Accidental Death ($25,000)
  • Purchase on-line application & print ID card
  • Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P
State and Country Restrictions*

Not available to individuals who are physically located in New York, Maryland, Washington, or Australia or Canada at the time of purchase.

Not available if the Home Country/Country of Residence is: Australia, Cuba, Iran, North Korea, or Syria.

Not Available for the following Destination Countries: Cuba, Iran, North Korea, and Syria.

Please call us at (800) 647-4589 or 01 (480) 821-9052 for help finding a comparable plan.

Plan Underwriter*

Plan underwriter is Lloyd’s which is rated A (Excellent) by A.M. Best and A+ (Strong) by S&P

Pre-Existing Conditions*

This insurance policy excludes coverage for pre-existing conditions, except as provided for under the Acute Onset of Pre-existing Conditions benefit. This policy defines a pre-existing condition and provides the description of the Acute Onset of Pre-Existing Conditions benefit.

Please review the Description of Coverage Here for more information and details. 

*Questions about what you see here? Please review the policy Brochure for a summary of the plan, or the Description of Coverage for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Trekker

Health and accident insurance for frequent international travel.

GeoBlue Trekker Overview

Eligibility*

Available to U.S. residents, age 95 or younger, who live in approved states.
Individuals aged 70+ are eligible only for a $100,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

Highlights and Benefits*

  • Only a $200 annual deductible
  • Up to $500,000 in medical coverage ($100,000 for ages 70+)
  • Guaranteed issue–up to age 95
  • Low cost–as little as $89 a year!
  • Emergency medical evacuation up to $500,000
  • Repatriation of mortal remains coverage up to $25,000
  • Accidental death up to $25,000
  • Beside visit coverage up to $1,500
  • No exclusion of pre-existing conditions regardless of age–no pre-ex waiting period!
  • Terrorism coverage automatically included
  • Covers downhill skiing and scuba diving
  • Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

GeoBlue Trekker is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Voyager

Health insurance and assistance for short-term international travel. DOES now include coverage for COVID-19.

GeoBlue Voyager Overview

Eligibility*

This plan is available to U.S. residents, 95 or younger, who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.

Highlights and Benefits*

  • Up to $1,000,000 medical/$500,000 evacuation
  • Up to 180 days of coverage. One policy extension
  • is available
  • A choice of medical limits and deductibles
  • Pre-existing conditions coverage is available*
  • Two levels of coverage are available: Essential and Choice*
  • Group plans are available with a 10% discount for groups of five or more.
  • Available up to age 84*.

State and Country Restrictions*

GeoBlue Voyager is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

GeoBlue Xplorer

Expatriate health insurance for global living.

GeoBlue Xplorer Overview

Eligibility*

All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage or; All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they live in an approved state or; An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium.

Highlights and Benefits*

  • Worldwide protection–only requires being overseas 3 months in the first year
  • Ability to define your deductible
  • Pre-existing conditions are covered with credible coverage
  • 100% coverage outside of the US for most benefits
  • Emergency medical evacuation and repatriation
  • $50,000 AD&D benefit
  • Unlimited annual lifetime medical maximum
  • Worldwide PPO network with thousands of English-speaking doctors
  • 24/7 assistance call center

State and Country Restrictions*

GeoBlue Xplorer is available in all states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Harbor Travel

Specifically designed for the budget minded traveler. Feel confident that while traveling, the claims administrator Redpoint Resolutions covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Harbor Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Harbor Travel trip cancellation, medical, and emergency medical evacuation for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • No Deductible!
  • Guaranteed Issue!
  • Trip interruption up to 150% of Trip Cost Limit
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical expense up to $100,000
  • Emergency medical evacuation up to $250,000
  • Mortal Remains Transportation up to $15,000
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Harbor Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Harbor Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Harbor Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Harbor Travel is underwritten by State National Insurance Company, Inc., It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued client from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Colorado, Connecticut, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

International Assurance Travel Medical Plan Overview

International Assurance – Our most “unique” travel medical plan for groups of 2 or more who are traveling outside or to the USA. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) guaranteed instant issue. 4) coverage can be extended up to 728 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest insurer.

International Major Medical

Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US.  For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites. 

International Major Medical Overview

Eligibility*

Great option for Foreign National “residents” in the US or Foreign Nationals traveling anywhere outside their home country including the US.  For ages 0 – 84. Medical Maximum up to $1,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $1,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • After the deductible, 100% UCR (NO co-insurance)
  • Zero deductible option
  • Great optional Hazardous Sports Rider
  • Plus more!
State and Country Restrictions*

International Major Medical is available in all states and countries, except MD, NY, and SD. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

MedEvac with Optional $100,000 Travel Medical Coverage

The perfect plan for US citizens traveling within or outside of the USA who are wanting Emergency Medical evacuation coverage to the hospital of their choosing plus an optional $100,000 Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country. Infectious diseases are covered, including COVID-19.

MedEvac with Optional $100,000 Travel Medical Coverage Overview

Eligibility*

US citizens traveling within or outside the USA. Anyone traveling outside their home country anywhere in the world – (150 or more miles from home)! Infectious diseases ARE covered, including COVID-19. Great for Vacationers, Cruises, Snowbirds, Business Travelers, Students, Missionaries, Church Groups, Volunteers, Frequent Travelers, Expatriates, Families, Employer Groups, Association Groups, Union Groups. Really any Group!

Highlights and Benefits*
  • NO exclusions for pre-existing conditions with the Medical Evacuation Coverage
  • $100,000 Travel Medical benefit if you are traveling or residing more than 150 miles away from home or outside your home country
  • NO deductibles – Issued up to age 84
  • Infectious diseases ARE covered, including COVID-19
  • $500,000 Medical Evacuation Coverage
  • Air medical transportation all the way home to hospital of your choice (not just nearest like other plans) – a great add-on to any “international” trip insurance
  • Ground Ambulance during air transport from hospital to hospital
  • Transport of the insured’s traveling companion or family member of evacuated person
  • Return of stranded vehicle, RV, motorcycle or boat
  • Repatriation of mortal remains
  • Visitor transportation by commercial air if insured is admitted for more than 3 days
  • Short or long-term quotes
  • Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)
State and Country Restrictions*

MedEvac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Meridian International Major Medical

Affordable, annually renewable coverage for immigrants and US citizens living overseas. Our lowest priced long term plan.

Meridian International Major Medical Overview

Eligibility*

US and non-US citizens between 14 days and 74 years old and who reside outside of the US, as well as non-US citizens who cannot purchase health insurance within the US due to residency or citizenship status are eligible under Meridian.

Special Note: 2 Plan Options*

Meridian offers 2 levels of coverage: Essential and Enhanced.

Highlights and Benefits for Meridian Essential*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Limited pre-existing condition coverage after 24 months of continuous coverage
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

Highlights and Benefits: Meridian Enhanced*

  • Up to $5,000,000 policy maximum
  • In and out of hospital benefits
  • Discounted rates for dependent children
  • Limited pre-existing condition coverage after 12 months of continuous coverage
  • Maternity coverage when conception occurs after 12 months of continuous coverage
  • Emergency medical evacuation
  • Emergency reunion
  • Repatriation of mortal remains
  • Optional sports rider
  • Optional dental rider
  • This plan can be renewed up to age 74

State and Country Restrictions*

Meridian is available in all states in the US and all countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

Meridian is underwritten by Lloyd’s, London, which is rated A (Excellent) by Standard & Poor’s and rated A (Excellent) by the A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

Ripcord Rescue Travel

This statement says it all, "We thought we were going to die...$372.00 was the best investment I ever made." - Ripcord Client, Jerry R. - Evacuated from Mount Everest. Our Ripcord Travel Protection program is tailored for the adventurer whether the adventure takes you inside or outside the USA. Feel confident that while traveling, the claims administrator, Redpoint Resolutions, covers nearly 10 million travelers worldwide and has rescued clients from all seven continents.

Ripcord Rescue Travel Overview

Eligibility*

US Citizens and legal residents are eligible to purchase the Ripcord Rescue Travel trip cancellation, medical, emergency medical evacuation, security evacuation and rescue for travel inside and outside of the US.

Eligible for ages 0-90 years old.

Highlights and Benefits*

  • Insurance coverage tailored for adventurers
  • $100,000 Emergency Medical Sickness and Accident Coverage
  • Evacuation and rescue services from your point of emergency all the way home
  • Completely integrated program with a single contact for emergency services to travel assistance and insurance claims
  • 24/7 contact with medical and security professionals
  • Trip cancellation up to 100% of Trip Cost
  • Optional Cancel for Any Reason addition
  • Pre-Existing Conditions Waiver
  • Trip interruption up to 150% of Trip Cost Limit
  • No Deductible! Guaranteed Issue!
  • Trip delay
  • Missed connection
  • Changed Fee Reimbursement
  • Accidental Death and Air Flight Accidental Death Coverage
  • Lost baggage and baggage delay
  • Emergency medical evacuation and Rescue up to $750,000
  • Mortal Remains Transportation up to $15,000
  • Travel Assistance
  • 24/7 Travel Assistance Included
  • Plus more!

State and Country Restrictions*

Ripcord Rescue Travel Insurance is available in all states, except NY, AK, MD, and SD. Also, the Ripcord Rescue Travel Insurance cannot insure destinations of Cuba, Iran, North Korea, South Sudan, Sudan, Syrian Arab Republic, and Venezuela. Countries whose citizens are restricted from buying the Ripcord Rescue Travel Insurance plan: Canada and Australia.

Plan Underwriter*

Ripcord Rescue Travel is underwritten by State National Insurance Company, Inc. It is administered by Redpoint Resolutions, who cover nearly 10 million travelers worldwide and has rescued clients from all seven continents.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

USAway Travel Major Medical

Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

USAway Travel Major Medical Overview

Eligibility*

Great for US citizens traveling outside the USA including all “US territories” or “dangerous” countries of conflict that other travel medical plans exclude. For ages 0 – 80. Medical Maximum up to $5,000,000.00. Can be issued from 1 day up to 6 months with rewrites.

Highlights and Benefits*
  • Guaranteed issue!—no health questions!
  • Up to $5,000,000 policy maximum (benefit reduced after age 69)
  • Immediate policy issue
  • Emergency medical evacuation, terrorism, AD&D and repatriation coverage automatically included
  • After the deductible, 100% UCR (NO co-insurance)
  • Zero deductible option
  • Great optional Hazardous Sports Rider
  • Plus more!
State and Country Restrictions*

International Major Medical is available in all states and countries, except MD, NY, and SD. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

 

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.