We provide travel medical insurance to thousands of summer travelers traveling outside the US. When asked what is the most common common insurance claim, it is customer’s who get a form of stomach or digestive illness on their trip. The Center for Disease Control (CDC) estimates nearly 50% of all international travelers will get ill from Travelers’ Diarrhea. A few tips to staying healthy and preventing you from getting sick are: Read More »
If reading your insurance policy cover to cover doesn’t sound like your idea of a good time, you’re not alone. If you’ve purchased travel insurance recently, your mind is probably on other, more fun things—what to pack, the sites you’ll see, the foods you’ll get to eat…
But as insurance experts, we simply can’t stress enough how important it is to read your policy so you understand how the insurance plan works as well as its limitations. To get you started, here are the top four details you must know about your travel insurance before you go:
1. Pre-certification is a must. Emergency medical evacuations, hospitalizations and surgeries must be pre-certified with the insurance company to avoid any penalties and reduction in reimbursed claims. The number to call for pre-certifications is located on the back of your ID card.
