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(800) 647-4589 or 01 (480) 821-9052

 “Don’t Leave Home Without It!”

Insurance Services of America (ISA) of Gilbert, Arizona is proud to be your “international” health insurance company for “Live and Invest Overseas” clients. We are so very proud to be recommended by such a fine organization as “Live and Invest Overseas”….

FACTS you should know:

  • ISA helped insure last year over 60,000 travelers and expatriates.
  • ISA has been in the “international” insurance business since 1995
  • ISA has gained an A+ Better Business Bureau rating
  • ISA has a 99% customer service rating with the BBB
  • ISA primarily represents Geoblue (Blue Cross) and Lloyds of London as our main insurers. Lloyds is the worlds oldest and largest health insurance market.
  • ISA markets dozens of different “international” plans but for our “live and invest” clients we offer different options. The right plan for you  depends on you age, health and length of time you need “international” health insurance coverage.

The International Provider (for L&IO)

Our "flat rate" plan (one low daily rate for all ages) offers medical coverage to those who are needing insurance for travel overseas. This policy is designed to cover new medical issues that arise overseas. The one low daily rate for all ages makes it very affordable but at the same time a very comprehensive international travel medical plan.

The International Provider (for L&IO) Overview

Eligibility*

US citizens or foreign nationals who are at least 14 days old and are traveling outside their home country, are eligible under International Provider. Home Country is defined as the country where a covered person has his or her true, fixed and permanent home and principal establishment.

Highlights and Benefits*

  • Up to $1,000,000 policy maximum (benefit reduced after age 80)
  • Choice of 3 deductibles and 5 policy maximums
  • One rate no matter the age of the group members
  • Emergency medical evacuation
  • Trip interruption
  • Lost checked luggage
  • Emergency reunion
  • Political evacuation
  • Terrorism
  • Return of minor children
  • Accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Home country visit as well as end of trip coverage
  • Optional hazardous sports coverage
  • This plan can be extended up to 12 months

State and Country Restrictions*

International Provider is available in all states in the US, except CO, MD, NY, SD, and WA. If you are located in these excluded states, please contact us for another option. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list. We cannot cover any travel to Islamic Republic of Iran and Syrian Arab Republic.

Plan Underwriter*

International provider is underwritten by Certain Underwriters at Lloyd’s, London, rated A+ (Strong) by Standard & Poor’s.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The Geoblue Voyager (for L&IO)

Health insurance and assistance for short-term international travel. This plan covers new medical conditions that arise while overseas, AS WELL AS pre-existing conditions (must have primary healthcare in the states at the time of travel). This plan is available in all states, except: MD, NY, and WA. For pre-existing protection, please purchase the Choice option.

The Geoblue Voyager (for L&IO) Overview

Eligibility*

This plan is available to U.S. residents, age 74 or younger (84 or younger for the Choice plan), who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply.

Highlights and Benefits*

  • Up to $1,000,000 medical/$500,000 evacuation
  • Up to 180 days of coverage. One policy extension
  • is available
  • A choice of medical limits and deductibles
  • Pre-existing conditions coverage is available*
  • Two levels of coverage are available: Essential and Choice*
  • Group plans are available with a 10% discount for groups of five or more.
  • Available up to age 84*.

State and Country Restrictions*

GeoBlue Voyager is available in all states, except MD, NY, and WA. Please use the TravelGap policy if you are located in one of those states.

Plan Underwriter*

Underwritten by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The HTH TravelGap Single Trip (for L&IO)

Health insurance and assistance for short-term international travel. This plan covers new medical conditions that arise while overseas, AS WELL AS pre-existing conditions (must have primary healthcare in the states at the time of travel). This plan is available in only the following states: MD, NY, and WA. For pre-existing protection, please purchase the Excursion option.

The HTH TravelGap Single Trip (for L&IO) Overview

Eligibility*

This plan is available to U.S. residents, age 74 or younger (84 or younger for the Excursion plan), who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply.

Highlights and Benefits*

  • Up to $1,000,000 medical/$500,000 evacuation
  • Up to 180 days of coverage. One policy extension
  • is available
  • A choice of medical limits and deductibles
  • Pre-existing conditions coverage is available*
  • Two levels of coverage are available: Voyager and Excursion*
  • Group plans are available with a 10% discount for groups of five or more.
  • Available up to age 84*.

State and Country Restrictions*

TravelGap is available in only the following states: MD, NY, and WA. Please use the Geoblue Voyager policy if you are not located in one of those states.

Plan Underwriter*

Underwritten by Nationwide Mutual Insurance Company, and Affiliated Companies, Columbus, Ohio, rated A+ (Excellent) by A.M. Best.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

MedEvac - LIOS

The perfect plan for US citizens traveling within or outside of the USA who are wanting Emergency Medical evacuation coverage to the hospital of their choosing! If you are traveling or residing more than 150 miles away from home or outside your home country

MedEvac - LIOS Overview

Eligibility*

US citizens traveling within or outside the USA. Anyone traveling outside their home country anywhere in the world – (150 or more miles from home)! Great for Vacationers, Cruises, Snowbirds, Business Travelers, Students, Missionaries, Church Groups, Volunteers, Frequent Travelers, Expatriates, Families, Employer Groups, Association Groups, Union Groups. Really any Group!

Highlights and Benefits*
NO exclusions for pre-existing conditions
NO deductibles – Issued up to age 84
$500,000 Medical Evacuation Coverage
Air medical transportation all the way home to hospital of your choice (not just nearest like other plans) – a great add-on to any “international” trip insurance
Ground Ambulance during air transport from hospital to hospital
Transport of the insured’s traveling companion or family member of evacuated person
Return of stranded vehicle, RV, motorcycle or boat
Repatriation of mortal remains
Visitor transportation by commercial air if insured is admitted for more than 3 days
Short or long-term quotes
Fully Insured by A+ (Superior) rated by AM Best (not a club or travel service company)
State and Country Restrictions*

MedEvac is available in all states and countries. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The RoundTrip Economy (for L&IO)

The Round-Trip Economy is very popular for the budget minded traveler. Lot of travel benefits for an affordable cost. Trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

The RoundTrip Economy (for L&IO) Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Economy.

Highlights and Benefits*

  • Trip cancellation up to $20,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $10,000
  • Emergency medical evacuation/repatriation up to $100,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

Plan Underwriter*

RoundTrip Economy is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

The RoundTrip Elite (for L&IO)

The Round-Trip Elite contains the highest level of travel insurance benefits including trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

The RoundTrip Elite (for L&IO) Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $30,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $250,000
  • Emergency medical evacuation/repatriation up to $1,000,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

Plan Underwriter*

RoundTrip Elite is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

ISA also offers other products you may wish to consider such as –

  • International accidental death and dismemberment
  • International term life insurance
  • International ransom or terrorism coverage
  • Rescue Insurance
  • Kidnap/Ransom Insurance

To contact us with any questions, feel free to contact us. We are here to help you!

Insurance Services of America

1757 E Baseline Rd. Suite 126

Gilbert, AZ 85233

800 647-4589

(480) 821-9052

Email: Rachel – Rachel@isabrokers.com

Proud to be a member of the National Association of Health Underwriters