Most travel medical plans use a “one size fits all” approach but why pay for benefits you don’t want? Our “International Freedom” group travel plan allows the customer to include only the benefits and features that are most important to them at the lowest possible price. Read More »
Since 1996 one of the companies Insurance Services of America (ISA) proudly represents is Seven Corners (originally called Specialty Risk International). Seven Corners has successfully handled for our clients several Emergency Medical Evacuations. The following is one of their most famous. Read More »
Medical Evacuation from Haiti
Most of us are aware of the devastating Haiti earthquake of January 2010. Now, six years and several deadly storms later—including the most recent Hurricane Matthew—the country is still in desperate need of humanitarian, financial and rebuilding aid. But even prior to the earthquake, this impoverished island nation was a popular destination for the humanitarian and church organizations we at Insurance Services of America regularly insure.
One such organization, Bettendorf Christian Church in Iowa, sent a small group of women to Haiti on a mission trip. Not long after their arrival, the earthquake rocked the country and badly injured one of the church’s volunteers. Peggy Wilson suffered a punctured lung and broken ribs when an 8-foot wall fell on her.
Dr. Dilip Joseph, a client of Insurance Services of America, realized his life’s dream to provide overseas humanitarian aid when he became the Medical Director at Morning Star Development. In 2012, the Colorado-based organization sent Dr. Joseph to remote, war-torn villages in Afghanistan on a humanitarian mission. The rewarding work was not, however, without its dangers…to say the least.
On a cold December morning in 2012, while traveling to Kabul, armed Taliban soldiers intercepted and kidnapped the doctor and two native colleagues. In his riveting account, Dr. Joseph shares the horror and ultimate triumph of his ordeal in his book Kidnapped By the Taliban: A Story of Terror, Hope, and Rescue by SEAL Team Six (available at Amazon.com).
The kidnapping and resulting hostage situation necessitated the deployment of special Navy SEAL Team Six, which only months before had successfully pulled off one of the most famous operations in US combat history: the capture and execution of Osama Bin Laden. The mission was dangerous, true, but Ed Byers, Senior Chief Special Warfare Operator (SEAL/FMF/SW), was prepared to fulfill his duty to rescue Dr. Joseph.
Insurance Services of America Receives 2016 Best of Gilbert Award
Gilbert Award Program Honors the Achievement
GILBERT June 9, 2016 — Insurance Services of America has been selected for the 2016 Best of Gilbert Award in the Business Services category by the Gilbert Award Program.
Each year, the Gilbert Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Gilbert area a great place to live, work and play.
Various sources of information were gathered and analyzed to choose the winners in each category. The 2016 Gilbert Award Program focuses on quality, not quantity. Winners are determined based on the information gathered both internally by the Gilbert Award Program and data provided by third parties.
About Gilbert Award Program
The Gilbert Award Program is an annual awards program honoring the achievements and accomplishments of local businesses throughout the Gilbert area. Recognition is given to those companies that have shown the ability to use their best practices and implemented programs to generate competitive advantages and long-term value.
The Gilbert Award Program was established to recognize the best of local businesses in our community. Our organization works exclusively with local business owners, trade groups, professional associations and other business advertising and marketing groups. Our mission is to recognize the small business community’s contributions to the U.S. economy.
Not all vacations will work out smoothly, but there are several things you can do that will increase the likelihood that they will. Make a list of things to do before you board that plane or ship and make sure you have everything squared away before leaving.
Things to Do Before Leaving on Vacation
Making sure you packed your tooth brush is only one of the many things you need to do before heading out on vacation. Passports, identification, and making sure you have US citizen travel insurance should also be on that list – especially if you’re heading out onto foreign soil. However, there are some things that are not tangible that need to be added as they will help you get the most out of your visit.
Search the Locale for Entertainment
A lot of people will head out on vacation with a primary goal in mind. For example, many will visit Germany to sample the beer or indulge in real Italian food in Rome. However, searching the Internet for museums, tours and other entertainment near where you’ll be staying, you might get more out of the experience. You may find shops and points of interest that you didn’t even knew existed.
Read Recent News of the Area
Recent news of any particular area can give you an idea of what to expect when you arrive. This is especially beneficial if you’re traveling to areas near war zones or political unrest. It can also be beneficial for finding local and cultural events that are taking place. Not every country shares the same holidays, and you might find that you’re visiting a location that is currently celebrating an event. You can immerse yourself within the populace and learn a great deal about the local customs from such a visit.
Look at Seven-Day Weather Forecasts
Weather can be detrimental to a wide range of vacation experiences. For instance, it might be hard to get safely onto a surf board in Australia if the rain fall is similar to a tsunami. Knowing what the weather patterns are like can prevent you from scheduling an itinerary that can be spoiled by Mother Nature. It’ll also help you to pack your suitcases according to what can be expected.
Many seniors have years of active life ahead of them and would like to help in areas where they can be useful. There are several interesting opportunities that may require you to live overseas for an extended period. Long term travel insurance will protect you from health and travel risks.
Volunteer Vacations for Seniors
After retirement, many people look for opportunities to make a difference in underdeveloped countries. They may be participating in a volunteer program to teach English, or they may work in organic farms in Italy. Senior citizens often have a lot of knowledge and energy to devote to volunteerism abroad. Older volunteers generally favor altruistic projects such as care giving and teaching, which is extremely useful. There are also archaeological and nomad projects for those with historical or cultural interests. No one needs to take risks with their health or possessions if they have long-term travel insurance.
Many organizations, such as NGOabroad, arrange volunteer programs for seniors. They match your skills to the needs. For example if you are good at sewing, car mechanics or IT, there are people who can learn from you. There are also many opportunities for people who are not doctors or teachers. Law, finance and business acumen are just a few of the skills people in underdeveloped countries need to get out of poverty.
What Can Be Covered?
Once you select the volunteer program you want, it’s important to check that the country or countries where you plan to live are covered in the policy. There are policies that only cover Europe and some that cover worldwide. Countries that the U.S. government considers dangerous to visit may not be covered. A pre-existing medical condition is not usually included in standard policies, but you can request it to be covered. It’s also recommended to cover possessions such as electronic items, because volunteer work requires an extended stay, so you may be taking more things than you would on an ordinary vacation.
Plan Ahead and Save Money
With a wide selection of volunteer programs available for seniors oversees, you’re sure to find one that suits your skills and interests. It is recommended to take the time to look into long-term travel insurance. Medical bills alone could cost you a small fortune if you are not covered.
In a split second, everything you know about the safety of air travel can change.
That’s what happened to the 114 passengers on a United Airlines flight this past President’s Day.
Unexpected turbulence hit mid-flight, catching even the crew off guard. People went flying, two passengers were sent to the hospital, and the mother of an infant was unable to hold on to her baby in her lap — other passengers reported her heartbreaking cries as she called out for her little one in the chaos that followed. Read More »
If you decide to take your pet with you when you go abroad, check with the embassies of the destination countries as to specific requirements that must be met before a pet may be brought into the country. Many countries have strict health, quarantine, agriculture, wildlife, and customs requirements and prohibitions. The Department of State has compiled a list of foreign embassies and consulates but their contact information may also be found on the Country Specific Information for each country.
In a crisis in which chartered or military aircraft or ships are used to evacuate U.S. citizens from a danger area, pets will not normally be permitted on the carrier. The pet owner will need to make other arrangements to remove the pet from the area. (Service animals, such as guide dogs, are not considered pets and will be accommodated if possible.)
Copyright © 2013, U.S. Department of State